A survey was conducted among 100 people in the post-70s, post-80s and post-90s, and the data reported as “negative equity at the end of the year” were as follows:
The proportion of negative equity among the post-70s: 4.3%; the proportion of negative equity among the post-80s: 41%; and the proportion of negative equity among the post-90s: 79%.
Netizens are “poor”
At the end of the year, netizens are posting their salaries, and a netizen from the white-collar community of Chinese.com, “Primary 1”, posted her year-end bill. She and her husband, both newlyweds after 80 years, bought a house a year ago, and after paying off the mortgage, they only had 10,000 yuan in savings left at the end of the year.
“Xiao Deng” from “Tianya Community” is a 90-year-old salaried skilled worker, spilling his guts online, usually a moonlighter, now ready to go home for New Year’s Eve without money to go home, so he plans to borrow 3,000 yuan from his workmates before going home.
After all, the company’s main goal is to get the money to go home.
Some netizens exaggeratedly mocked themselves: “There are still 10 yuan left in my wallet ……”
What are the reasons for the negative equity at the end of the year?
1. The usual financial planning is not good, “moonlight” leads to “annual light”
Netizen “Ten years of love “
The company’s main goal is to provide a comprehensive range of products and services to the public. He also said that the usual payday will go out with a few friends to “splurge” a! The first few days of the payday were very prosperous, but a week later it was almost time to eat noodles ……
This netizen is a typical “moonlighter” who doesn’t take money seriously when he has money to spend.
This is a typical “moonshiner” who doesn’t take his money seriously when he has money to spend, but can only “give in” to his own “will” life, or even borrow to live with external debts, and then borrow money again when he has to pay off his debts next month…. The vicious circle is that you don’t have any savings at all.
2. No self-control, shopping addiction
“Sakura” is a white-collar worker at a company in Shanghai with a monthly income of 8,000, but she just can’t save money! She said she would go to the mall as soon as she got paid, and on average, she would buy two pieces of clothes, a pair of shoes, a bag, and a set of skin care products a month. …… This is a big head to spend a third of her salary, and usually when she encounters a supermarket discount, she likes to move home regardless of its usefulness, plus she usually meets with friends and entertains, and saves a month. The first thing you need to do is to get a good deal of money.
There are some people who don’t have a low salary, but they can’t save money either. The company’s main goal is to provide a high quality of life for its customers. The reason for this is that the social environment is so competitive that it affects today’s young people, so they also pursue luxury and become moonlighters.
3.Spending money and getting used to comfort
Many people nowadays have a good family environment and their parents rarely control their children’s “pocket money” at home. The company’s main business is to provide a wide range of products and services to its customers. The netizen “Bei Xiaobei” has just graduated from college and has only been working for two months and is clamoring to go home because she is “tired of working and has no money to spend!” She is an only child after 90, usually spoiled by the family, spoiled, four years of college is also “clothes to stretch hands and meals to open mouth”, in school she is also a “little rich woman”, now need to earn their own money to support themselves when they can not, did not eat the hardships in is not able to The company’s main goal is to provide a better solution to the problem of the problem. The first thing you need to do is to look at the “little rich people”.
They are the ones who have been given the honorable title of “little rich man” and they feel honored to squander their parents’ pocket money and treat their classmates to a good meal and a good time.
Tips to get rid of negative equity at the end of the year
Tip #1: Manage your finances well and moderate your spending
How can young people get rid of the name “moonlighter”?
If you want to get rid of the name “moonlighting”, you should develop your own financial concepts as early as possible, improve your planning skills, develop your career on the one hand, accumulate financial experience on the other, enrich yourself, and keep improving.
Financial management is a logical and essential thing for everyone. The company’s main goal is to provide a better solution to the problem. The first thing you need to do is to take care of your family’s burdens, and then you’ll be able to take the initiative to manage your money. You have to learn to manage your money, sort out your wealth and add value to your life. The company’s main goal is to provide the best possible service to its customers.
Tip #2: Don’t spend what you don’t need to spend, but keep what you do need to spend
Split your paycheck into several parts, such as how much you need to take out for basic living expenses? The company’s main goal is to provide the best possible service to its customers. The first thing you need to do is to make sure that you have the right amount of money. The company’s main goal is to provide the best possible service to its customers.
Take out the living expenses that you have to pay every month, such as rent, utilities, communications, food, oil, salt, vinegar, etc., which make up about half of your income. They are an essential part of your life, meeting your most basic material needs. These expenses are also the money that has to be spent. You can actually take advantage of supermarket sales to buy discounted items and save money on household goods! The company’s main goal is to provide the best possible service to its customers.
Tip #3: Psychological pressure is indispensable, and a sense of worry is important
Money is not everything, but without it, everything is impossible, and we see that in today’s society, money is used everywhere, and without it, it is difficult to move. The company’s main goal is to provide a better solution to the problem.
You need to remind yourself that earning and saving money are one and the same, and you can’t just earn and not save. The most important thing is to make sure that you are not worried about your money one day. The phrase “born in worry, die in peace” is also very true in real life!
Conclusion: Learning to manage money and learning to live is a priority for modern young people. The company’s main goal is to provide the best possible service to its customers. Save a little money, accumulate a lot of money. As the saying goes, “no accumulation of small steps, no to a thousand miles; no accumulation of small streams, no to become a river sea”, from now on, a good accumulation of a penny, away from “negative assets”, otherwise there is a real possibility of “the end of the year no face to see the father and mother of Jiangdong The tragedy of “no face at the end of the year”!